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Why Invest With Us

Why Invest With Us

Dedicated Relationship Manager

Trust & Long-term Relationships

Process Driven

Periodic Portfolio Review

ABOUT US

A Dedicated Team Of Experts For You And Your Growth Story.

At Moneyworks4u, we don't measure experience in years but in the countless life transformations, we've witnessed. As a qualified AMFI Registered Mutual Fund Distributor with over 10 years of expertise, we take a calm, objective approach to your financial situation, helping you plan for life's major goals—retirement, children's education, travel, and more. We act as your emotional anchor, guiding you through market extremes and safeguarding you against impulsive decisions. Our team conducts thorough research, tracks markets, and manages portfolios, allowing you to focus on what matters most—your family, career, and hobbies. In an age of information overload, we cut through the noise and set realistic expectations for returns and risk. With a disciplined, objective advisory approach, we provide customized wealth strategies tailored to your unique needs. Join us to build a wealth generation and protection plan that offers you the best chance to achieve your financial goals.

mutual fund distributor

Our Achievements

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Trusted Families Worldwide

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AUM management

Trusted Families Worldwide
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(crore) AUM Management
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ABOUT US

We handle your wealth, you live your life.

At Moneyworks4u, we don't measure experience in years but in the countless life transformations, we've witnessed. As a qualified AMFI Registered Mutual Fund Distributor with over 16 years of expertise, we take a calm, objective approach to your financial situation, helping you plan for life's major goals—retirement, children's education, travel, and more. We act as your emotional anchor, guiding you through market extremes and safeguarding you against impulsive decisions. Our team conducts thorough research, tracks markets, and manages portfolios, allowing you to focus on what matters most—your family, career, and hobbies. In an age of information overload, we cut through the noise and set realistic expectations for returns and risk. With a disciplined, objective advisory approach, we provide customized wealth strategies tailored to your unique needs. Join us to build a wealth generation and protection plan that offers you the best chance to achieve your financial goals.

mutual fund distributor
our Benefits

Why invest in mutual funds?

Professional Management

A mutual fund is managed by full-time, professional money managers who actively buy, sell, and monitor investments. This ensures consistent portfolio management, addressing the limitations of investors who may not have the time or resources to conduct research.

Professional Management

Risk Diversification

Purchasing shares in a mutual fund allows you to spread risk by investing in various assets and securities, such as gold, debt, and equities. Diversifying your portfolio helps offset one asset class's risk, ensuring that other investments remain unaffected and even improve in value if one element experiences volatility.

Risk Diversification

Better Liquidity

Open-ended mutual funds offer high liquidity and are more liquid than life insurance, infrastructure bonds, and post office schemes. They allow investors to redeem units on T+3 and offer superior liquidity compared to other investment alternatives like life insurance plans and government small savings schemes.

Better Liquidity

Tax Benefits

Mutual funds offer significant tax advantages over conventional fixed-income investments. Short-term capital gains in equities are taxed at 15%, while long-term gains are free up to Rs 1 lakh per fiscal year before 10% tax. Non-equity funds have long-term gains taxed at 20%, while short-term gains are taxed at the personal income tax rate.

Tax Benefits

Low Cost

Mutual funds offer low expense ratios due to economies of scale, resulting in low running costs and reduced operating expenses like administration, management, and advertising.

Low Cost

Testimonials

Shriram JoshiShriram Joshi
16:21 03 Oct 23
We have interacted with Sandeep for over 10 years now. He has always been on the conservative side of investing. His sincere and cautious approach has resulted in under-promising and over-delivering. We are extremely satisfied to say the least.
Prashant PPrashant P
13:50 27 Sep 23
It's a one stop destination for your investment requirements with apt advisory and personalized solutions. Thanks for all you efforts in helping everyone build wealth for future.
ashwini kadamashwini kadam
15:37 07 Aug 23
Managing money is a critical matter, which by all means, one can handle but it always helps to obtain a professional assistance. My search landed me on Mr. Sandeep & Moneyworks4u with whom I’m investing for past one year. Mr. Sandeep has the right skill set and is extremely friendly and helpful. I’m extremely satisfied with his timely and accurate advice and direction. I’d recommend Mr. Sandeep to anyone who wishes to make their money work!
Harish RawatHarish Rawat
04:49 21 Jul 23
It has been very pleasing and satisfactory experience with Sandeep and his team. They are trustworthy in guiding people with their knowledge and sharing correct information.There is a constant evaluation and updating of literature regarding the investments and economic outlook.- Best wishes to them- Harish Rawat
Vallentina Koul BudheVallentina Koul Budhe
15:57 18 Jul 23
Passion, knowledge, and a genuine interest in achieving the best for clients are what make a truly professional Financial Adviser. We have worked together and have seen his passion, dedication and genuinity. Sandeep (Moneyworks4u) has this and more. His dedication to clients, business excellence, and education sets him apart. He has been helping manage my funds over the last 5-6 years and has given exceptional results over these years. There have been ups and downs in the Market but he was able to keep shock proof of our investment. I would highly recommend him to anyone wanting to achieve better financial outcomes.
TRICHUR PARAMESWARANTRICHUR PARAMESWARAN
16:39 13 Jul 23
Sandeep has been my financial advisor for more than 10 years. The investments have worked out very well for me. I like the regular blogs and comments he writes about the market- very insightful. He is always available for consultation.
Pravin BhujbalPravin Bhujbal
09:56 08 Jul 23
I have been investing with Moneyworks4u for almost two years now and am very happy with the returns. Mr. Sandeep has very good knowledge about the market and keeps studying the changes in market to provide perfect advise to all his clients. He also provides good advise on overall financial planning as well. Overall, am very satisfied and would highly recommend them.
Abhishek JadhavAbhishek Jadhav
09:05 08 Jul 23
Mr Sandeep is an excellent advisor and ensures client interest is always topmost priority for him.I am investing with Moneyworks4u since last 1 year and plan to stay invested for long duration for reaching my targets. Mr Sandeep guides time to time with probable investment opportunities along with sharing finance knowledge.Stay invested long and money will work 4 u
Indrajeet PatilIndrajeet Patil
08:12 08 Jul 23
I have been investing with Sandeep and team for about 5 years and I am delighted by the outcomes that he has provided. He has great ability to set right expectations about market returns, ability to identify good investing opportunities, good sense of when to go aggressive & when to go slow in markets and patiently responding to my queries. His huge following on Twitter is therefore not a surprise at all. Fortunate to have such a competent national level advisor nearby. Highly recommended.👍🏻
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TESTIMONIAL

What Our Clients Saying ?

Why invest in mutual funds?

WHO WE ARE

Our Latest News & Blog

Sandeep Kulkarni

(MBA Marketing)

Founder & CEO
With over a decade of experience in a bank’s wealth management division, Sandeep Kulkarni developed a deep passion for the financial industry. He realized that unbiased advice and long-term relationships are key to helping investors build and grow their wealth throughout their lives. Since founding Aksha Moneyworks4u in 2014, Sandeep has guided countless investors on their journey to financial success. With more than 17 years of market research and hands-on experience, including his time as a branch manager at ICICI and expertise in chart reading and technical analysis, Sandeep has empowered hundreds to manage their finances effectively. Under his leadership, Aksha Moneyworks4u has earned the trust of over 500 families and manages assets exceeding ₹200 crore.

CONTACT US​

    FAQS

    Frequently Asked Questions

    • +What are the types of mutual funds?
      Broadly there are two types of mutual fund categories: Equity & Debt. There are various combinations of these two categories that create hybrid funds.
    • +Why are mutual fund investments better than other investment products?
      In mutual funds your funds are managed by a highly qualified industry expert with 10-20 yrs of experience. Mutual funds are liquid and you can make full or partial withdrawal from it. Mutual funds give you the opportunity to invest in a diverse portfolio with minimum investment amount, mutual funds are less volatile than stocks, mutual funds offer the highest return on effort as an expert is managing the money, you don’t have to spend time tracking portfolio and Mutual funds are cost effective.
    • +What is the risk of investing in Mutual Funds?
      Mutual funds NAVs fluctuate as per market movement and there is possibility of making a notional loss in the short term. Mutual funds can not be pledged to take a big loan.
    • +Are there any tax benefits in mutual funds?
      Capital gains arising for within portfolio changes don’t attract short term capital gain tax, the taxation of equity mutual funds is 10% if held for over a year.
    • +Is it a good time to invest in mutual funds?
      Yes, any time is a good time to invest in mutual funds. We can choose mutual funds according to your investment horizon right from a few days short term parking to long term financial goals.
    • +What returns can be expected from Equity oriented funds?
      There are no guaranteed returns in equity mutual funds. The returns depend on the time horizon and market performance. Short term returns can fluctuate a lot and can even go negative. But over 10+ yrs time the probability of making double digit returns is very high. In the past the Nifty TRI returns have been around 14% pa if stayed invested for over 10+ yrs.
    • +Can I plan to save for my future financial goals using mutual funds?
      Yes, you can save for your child’s education/marriage using children benefit funds, and you can plan for your retirement using retirement funds. Such solution oriented funds are good as the funds get earmarked for a specific financial goal.
    • +What is a Systematic Investment Plan and what are its benefits?
      SIPs are similar to recurring deposits where you invest a fixed amount in a designated fund every month. We can set up an auto-debit from banks so that a certain amount is saved every month and invested in mutual funds. SIP ensures you invest in a disciplined manner through ups and downs of the market. SIP has become the go to investment vehical for most retail investor for its convenience and good investing experience.
    • +Will you help us invest in the best performing fund?
      Best performing funds keep changing. We can help you with creating an appropriate portfolio that suits your temperament, your return expectations and your time horizon.
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